November 12-13, 2024
WEBCAST ONLY

This popular in-depth conference is the source for experts who are involved on a daily basis with the intricacies and issues facing financial institutions. From government regulations to economic updates we will have sessions that will help advance your career.

This program takes a deep dive into the intricacies of banking, credit unions and other financial entities to empower you with the expertise needed to navigate challenges and seize opportunities. If you work for or with a financial institution this high-level program is a must-attend event.

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Day One- Tuesday, Nov. 12     

8 a.m. - 9 a.m. - The Economic Outlook for Texas and the United States and Implications for Financial Institutions
Dr. Ray Perryman/President and CEO/The Perryman Group/Waco
Perryman will discuss his latest projections for the Texas and U.S. economies. Key issues affecting financial institutions such as inflation, Federal Reserve actions, workforce challenges and demographic trends will also be addressed.

Major Topics:

• Inflation and Federal Reserve actions
• Workforce and demographic trends
• Sources of uncertainty
• The outlook for the U.S. economy
• The outlook for the Texas economy

Session Objectives:

• Develop a greater understanding of the outlook for the national and state economies
• Learn key trends and patterns affecting future expectations
• Become aware of the implications of general economic trends for financial institutions

9:05 a.m. - 10:05 a.m. - Artificial Intelligence and Banking
Tim Dively, MBA/National Digital Director, Financial Services/CLA/Charlotte
This session aims to bridge the gap in understanding and integrating AI within the financial services sector. Attendees will gain insights into foundational steps for AI implementation, including organizational appetite, data quality, privacy and security, infrastructure, staff training, regulatory compliance, cost, and change management.

Major Topics:

• Identify foundational steps to consider for AI implementations
• Understand low-scale AI implementations and opportunities
• Explore governance, vendors and regulations
• Quantify the cost of doing nothing

Session Objectives:

Provide financial institutions with a more practical guide on how to address and consider AI at their institution and not be overwhelmed with the variety of seemingly endless options of "must have" solutions.

10:05 a.m. - 10:20 a.m. – Break

10:20 a.m. - 11:20 a.m. - Five Essential Capabilities Accountants of Financial Institutions Need to Understand to Manage Cloud Spend
Ben Mejia, CMA/Advisory Supervisor/Squire/Salt Lake City
Shan Edwards, CPA/Co-Founder & CEO/Moneta/Salt Lake City
Cloud computing has become indispensable to financial institutions, providing unparalleled flexibility and scalability in service offerings to customers (i.e., online banking). Accounting teams within financial institutions struggle to understand what their organizations are getting in return for growing cloud spend. They lack the knowledge and tools to determine where waste and inefficiencies are occurring, how to stop it, and the return (or not) being generated from their cloud investments.

This session will focus on the five essential capabilities accountants of financial institutions need to understand and manage cloud spend.

Major Topics:

• Cloud spend visibility and cost allocation
• AI’s role in cloud financial management
• Cloud cost optimization techniques
• Framework for collaborating with engineering teams
• Tooling requirements for effectively managing cloud spend

Session Objectives:

• Learn the essentials to understand and successfully manage cloud spend

11:25 a.m. - 12:25 p.m. - Election and Legislative Update
Lenwood Brooks/Director and Vice President of Government and Industry Relations/Federal Home Loan Bank/Fort Worth

12:25 p.m. - 1:25 p.m. – Lunch Break

1:25 p.m. - 2:25 p.m. - Internal Audit and Risk Management
Steven Khoury, CPA/Director/Forvis Mazars US/Dallas
Erica Wilson, CIA, PMP/Senior Manager, Advisory Servies/Forvis Mazars US/Atlanta
Due to the evolving risks occurring at an unprecedented pace, organizations are expecting more of their internal audit functions, especially to assess the potential impact on the organization’s overall risk profile. This session will advise organizations on the latest internal audit and risk management approaches and how to evolve from being reactive to proactive.

Major Topics:

• Internal audit
• Continuously assessing emerging and evolving risks

Session Objectives:

• How internal audit can partner with risk management functions to increase efficiencies
• Ensure that management processes provide timely correction of regulatory, internal audit or self-identified issues so that identified issues do not become stale or corrective management actions remain incomplete

2:30 p.m. - 3:30 p.m. - Bank M&A Market and Lending Trends
Justin Hughes/Managing Director/Commerce Street Capital, LLC/Dallas
The banking industry continues to experience significant shifts driven by regulatory changes, evolving customer demands and macroeconomic factors. Mergers and acquisitions (M&A) play a critical role in shaping the competitive landscape, while lending practices are constantly adapting to market volatility, interest rate fluctuations and new credit risks. In this session, industry experts will provide a comprehensive overview of the latest M&A market trends in the banking sector and the impact these deals are having on operational strategies, market consolidation and growth opportunities.

Major Topics:

• Key drivers of recent M&A activity, including economic conditions, regulatory challenges and technological advancements
• How shifting interest rates and lending conditions are influencing strategic decision-making for banks of all sizes
• Emerging opportunities and risks within lending markets, such as commercial real estate, small business lending and consumer credit

Session Objectives:

• Learn the best practices for navigating the complexities of M&A transactions and successfully integrating acquired entities

3:30 p.m. - 3:45 p.m. – Break

3:45 p.m. - 5:15 p.m. - Bank Regulatory Hot Topics
Emmanuel “Manny” Salinas, CPA/Financial Examiner – Safety & Soundness/Texas Department of Banking/Houston
Ryan Smith/Professional Accounting Fellow/Office of the Comptroller of the Currency/Washington, D.C.
Danita Thompson/Regional Accountant/Federal Deposit Insurance Corporation/Dallas
This regulatory panel will provide valuable updates on current regulatory, accounting and other trending topics relevant to professionals working in or with financial institutions. Representatives from the Federal Deposit Insurance Corporation (FDIC), Office of the Comptroller of the Currency (OCC) and Texas Department of Banking will share their insights and offer updates on key issues affecting financial institutions today. Don’t miss this opportunity to hear from industry regulators, with a question-and-answer session following the presentation.

Day Two - Wednesday, Nov. 13     

8 a.m. - 9 a.m. - Hot Topics in Community Banking
Dr. William Chittenden/President & CEO/SW Graduate School of Banking/Dallas
This session will examine current trends in community banking. Changes behind industry growth and profitability will be examined. In addition, several “hot” topics facing community bankers will be discussed.

Major Topics:

• Economy
• Banking

Session Objectives:

• Understand how changes in monetary policy impacts banks
• Analyze the factors impacting growth and profitability in the banking industry
• Identify the reasons behind the decline in the number of banks in the U.S.
• Discuss current challenges facing community banks

9:05 a.m. - 10:05 a.m. - Cybersecurity Hot Topics – Financial Institutions
John Moeller, CISSP, CCSP/Signing Director/CLA/Cedar Rapids

10:05 a.m. - 10:20 a.m. – Break

10:20 a.m. - 11:40 a.m. - Cybersecurity and Protection in a Digital Age
Jami Palmer, CFE/Frost Bank/Vice President/Fort Worth
This session will focus on cyber fraud and how it impacts businesses. We explore cyber business attacks like phishing, business email compromise malware and ransomware.

Major Topics:

• Cybersecurity
• Fraud

Session Objectives:

• Learn the importance of employee education
• Learn ways to protect your business

11:40 a.m. - 12:40 p.m. – Lunch Break

12:40 p.m. - 1:40 p.m. - Saving a Texas Bank
Curtis Carpenter/Senior Managing Director/Hovde Group/Round Rock
Industry Bancshares went from being one of the safest and most profitable banks in Texas to the brink of failure due to AOCI losses. The path to saving the company and lessons learned will be discussed.

Major Topics:

• Story of Industry Bancshares recapitalization - taxes, regulatory and other challenges

Session Objectives:

• Issues and challenges surrounding banks with severe AOCI losses

1:40 p.m. - 1:55 p.m. – Break

1:55 p.m. - 3:25 p.m. - Accounting and Financial Reporting Updates
Sarah Merriman, CPA/Senior Manager - Financial Services/Crowe LLP/Houston
Join this session for an insightful Accounting and Financial Reporting Update covering updates from the SEC, FASB, PCAOB and AICPA National Conference on Banking and Saving Institutions. Insight will be provided on other financial reporting matters and current events in the market.

Major Topics:

• Financial reporting updates
• Market trends

Session Objectives:

• Understand current and upcoming changes to regulations
• Gain

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Staff Liaison:
Anice Asberry

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Speakers

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